How can I get a PMEGP loan?

The Prime Ministry Employment Creation Program (PMEGP) is a grant program established by the Ministry of Micro, Small and Medium Enterprises to create employment in rural and urban areas. By law, unemployed youth will be given Rs 2 lakh to help them start a business. Loan amount up to Rs 5 million. You have to pay 5% to 10% of the value of your future business, 15% to 35% of the government subsidy.
Now, if you need a loan for your child’s higher education or want to start a business, whether you are looking for a loan for agriculture, a Kishan credit card loan or a mortgage for a living. We have given you as much information as possible about the idea, such as how can I get a PMEGP loan. How to apply online?

so you don’t have to go to anyone else or borrow money at a high price. Because, as always, our President has put his hand to many ideas for the poor.
So one of them created a project to facilitate credit for the middle class and the poor.

Governorship Job Creation Job is characterized by the fact that anyone can apply online, without intermediaries and without paying a fee.


1- Education Loan
2- Agricultural Loan – Kishan Credit Card
3- Agricultural Infrastructure Loan
4- Business Development Loan


1- Anyone can apply to
2- online without an intermediary
3- Nobody pays a fee.
4- Maximum Loan Amount Rs 10,00,000 to Rs 25,00,000
5- Eligibility for Subsidy Over 35%
6- EMI @ 9% per month
7- Loans up to 15 years

1 Business Loan

Business loans are for starting a new business and growing old ones. You are rewarded based on your gender, social class, job type, and layout.

2 Agricultural Infrastructure Loan

Farmers can apply for a loan to meet the needs of various agricultural projects, such as infrastructure construction, building warehouses, cold storage, building factories or consulting on agricultural development.

3 Financial Education

There are very poor families in our country, their children are very smart, but they do not have enough money to go to good schools for higher education. The PRADHAN MANTRI career development program will be beneficial for students from such families.
Because the PMEGAP program is designed for higher education, especially for students from poor families to study at home and abroad.
What are you waiting for, click on the official link below to check your eligibility and apply online.

4 Agricultural Loan – Kishan Credit Card

Agricultural Loan – Kisan Credit Card Yojana” is a special assistance scheme for farmers in India. Through the program, farmers receive financial support for planting and post-harvest operations. The process of obtaining a loan is quick and easy with minimal paperwork. This program enables farmers to effectively manage their farming and meet their financial needs.

5 Community Loans

Livelihood loans are given to individuals and self-help groups to run financial aid projects for poor families in urban and rural areas.

How can I get a PMEGP loan? 

  • Eliminating unemployment and promoting economic development in urban and rural areas
  • Ensuring self-employment of skilled people in rural and urban areas
  • Not migrating to cities by creating jobs in rural areas business development
  • Urban and rural areas

All public sector banks like PMEGP

All Bank, Bank of India, Canara Bank, Bank of Baroda and most private banks will lend under PMEGP schemes.

The interest rate of PMEGP Loan

The interest rate and subsidy depend on the applicant’s profile, loan capacity and ability to pay, and interest Application and capacity may vary according to the cost of the project.


Applicants must be at least 18 years old and have at least 8th grade if they have the opportunity to invest Rs 10,00,000 to set up a service room.
If the applicant has a good opportunity to invest Rs. 25,00,000 to establish a factory, the applicant must be at least 18 years old and have at least 8th grade.
Organizations can apply for a loan if they meet the appropriate criteria for PMAGP.

Required documents

Applicant’s identity and address proof
Applicant’s PAN card, Aadhaar card and 8th certificate
Passport size photo
Completed form
Application for Private Certificate
Business Report
Education and Training Certificate (if any)
SC/ST/OBC/Minority/Veteran/PHC Certificate
Other required documents from bank or credit union

Once all documents are complete, click the link below and submit all documents

Click Here


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