Student Loan

Student Loan benefits:

Various repayment options.
Deferred payment, interest or payment.

Automatic Debt Discount.
Student Loan Enjoy a 0.25 percent discount when you register and make your monthly automatic debt payments. Student Loan.

Up to $1,000 credit for up to 100% of the approved cost of the school
.
Cosigner Discharge.
Application to drain your cosigner loan after graduation, make 12 principal and interest payments on time, and meet certain loan requirements.

No upfront or down payment fees.

Smart Option Student Loans are available for:

College Students.

Bachelor’s and Associate’s Degrees or Certificates from Degree Awarding Schools Student Loan.

Variable Rate: 6.37% to 16.70% APR 550% 4% Flat Rate 4.4
Lowest shown Price includes direct debit discount.
Payback period and interest is 10-15 years.

Vocational Education Students.

Non-Graduate Technical and Business Education (Cookery, Technical etc.)

Value Difference: 6.37% – 16.78% APRfootnote7 Flat Rate
50% – 15.69% April

The lowest rate shown includes the first withdrawal discount. Payback period and interest is 10-15 years.

Graduate School Credit:

MBA Credit.

Pay for business school while you study for your Master of Business Administration degree.

Variable Ratio: 6.87% – 16.47% April Footnote 9 Fixed Ratio: 4.99% – 14.
48% APR

The lowest rate shown includes the first withdrawal discount. Payment term and interest is 15 years.

Faculty of Medicine Credit.

Pays for advanced medical treatment in allopathic medicine, general medicine, osteopathy, podiatry, radiology, kinesiology and veterinary medicine.

Variable Ratio: 6.87% – 16.
44% APRfootnote11 Flat Rate: 4.99% – 14.46% APR.

Lowest rate shown includes first withdrawal discount. Payment term and interest 20 years.

Schools of Dentistry.

You pay for dentistry degrees in general dentistry, endodontics, oral and maxillofacial surgery, orthodontics, pediatric dentistry, orthodontics and prosthetic dentistry.

Variable Ratio: 6.87% – 16.45% APR Footnote 11 Fixed Ratio: 4.99% – 14.
47% annual interest.

Lowest price shown includes first withdrawal discount. The payment period and interest is 20 years.

Institute of Health Professions Credit.

Pay for your health degree in health, nursing, pharmacy, and other graduate health programs.

Value difference: 6.
87% to 16.47% per annum Note 9 Flat rate: 4.99% to 14.48% per annum.

The lowest price displayed includes the first withdrawal discount.
Payment term and interest is 15 years.

Law School Credit.

Pays for tuition and related expenses while completing your law degree.

Variable Ratio: 6.87% – 16.46% APR Footnote 15 Fixed Ratio: 4.99% – 14.
47% annual interest.

Lowest price shown includes first withdrawal discount. Payment term and interest is 15 years.

Post graduate Education Credit.

Pays the tuition and related fees while studying for a master’s degree or doctorate.

Value difference: 6.
87% to 16.47% per annum Note 9 Flat rate: 4.99% to 14.48% per annum.

The lowest price displayed includes the first withdrawal discount.
Payment term and interest is 15 years.

Graduate Tuition Loan:

Bar Tuition Loan.

To cover expenses related to fees and living expenses in preparation for the Bar exam. Law student loans are designed to cover expenses that are not included in the cost of attending school.

Variable Rate: 8.13% – 17.72% April Fixed Rate: 7.
01% – 15.26% per annum.

Lowest price shown includes first withdrawal discount. There are no date fees or upfront fees.

Loans $1,000 to $15,000.

Law student loans are designed to cover expenses not covered by school attendance.

Residence and Relocation Credit.

For expenses related to board exams, travel for interviews, and relocation to gain residency. Housing and housing loans are designed to cover expenses that tuition fees do not cover.

Variable Ratio: 7.94% – 13.34% APR.
Annual interest rate is 40% – 10.26%.

Lowest price shown includes first withdrawal discount. There are no date fees or upfront fees.

Loans $1,000 to $30,000.

Hospitalization and relocation loans are designed to cover expenses that do not include school attendance.

Dental Residence and Relocation Credit.

For board exams, travel for interviews, and expenses related to tooth displacement. Housing and housing loans are designed to cover expenses that tuition fees do not cover.

Variable Ratio: 7.94% – 13.34% APR Fixed Ratio:6.
Annual interest rate is 40% – 10.26%.

Lowest price shown includes first withdrawal discount. There are no date fees or upfront fees.

Loans $1,000 to $30,000.

Dental Hospital and Relocation Loans are designed to cover outstanding costs of attending school.

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